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    Federal Loans made available to students in the MD Program include the Direct Unsubsidized Loan and the Direct Graduate PLUS Loan. The specific amounts awarded to a student depend on financial need as determined by the FAFSA, the student’s Cost of Attendance (COA), remaining aggregate borrowing eligibility of an individual student, and enrollment. Before a federal educational loan request is certified for a student, the university is required to verify that the borrower has an eligible U.S. citizenship status and that he/she is not in default on prior federal student loans from any institution attended in the past.